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Agricultural insurance
Vítek, Ondřej ; Ducháčková, Eva (advisor) ; Daňhel, Jaroslav (referee)
This thesis deals with risks threatening agricultural activity, with agricultural insurance and with state aid to agricultural insurance in the Czech Republic. Furthermore, it describes history and development of agricultural insurance in the Czech Republic. Under this chapter is explored dependence of the premium on selected factors. The attention is also paid to agricultural insurance schemes in 16 selected countries of the world. Consequently, there are proposed possible suggestions of improvement of current agricultural insurance system in the Czech Republic with regard to foreign practice. The supply of crop insurance including a practical example of farmer using crop insurance in his risk management is concisely described in the end of the thesis.
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Dealing with the risks in crop production by commercial insurance
Novotný, Marek ; Daňhel, Jaroslav (advisor) ; Ducháčková, Eva (referee)
The main purpose of this thesis is dealing with the risks in crop production by commercial insurance. The paper provides description of the occurrence and form of the risks in crop production and agricultural insurance as one of the ways of the protection against them. It analyzes the development of crop insurance from 1986 to present, discusses how statutory insurance was provided by the state insurance company until 1990 and also presents the current form of commercial insurance, including a detailed comparison of offers according to the relevant insurance conditions. The next part of the thesis is focused on the government subsidies on agricultural insurance operated in the Czech Republic. The last part of this thesis describes possible trends of future strategies of risk management in the agricultural business including uninsurable risks. These possible trends are presented and discussed in several models.
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Agricultural insurance in the Czech insurance market
Novotný, Marek ; Ducháčková, Eva (advisor)
The bachelor thesis analyzes the agricultural insurance in the Czech insurance market. It describes the occurrence and form of the risks in agriculture and agricultural insurance as one of the ways of the protection against them. It briefly describes the development of agricultural insurance in the territory of today's Czech Republic and after that the characteristics of the crop and livestock insurance in the last ten years. Another part of the work is focused on the government subsidies on agricultural insurance operated in the Czech Republic. The largest part of this bachelor thesis is focused on describing and comparing the insurance terms and conditions of the three major insurers in the market of agricultural insurance in the Czech Republic (České pojišťovna a.s., Generali Pojišťovna a.s., Agra pojišťovna).
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The analysis of the agricultural insurance in the Czech insurance market
Klečáková, Eva ; Ducháčková, Eva (advisor)
The agricultural insurance represents a specific segment of the insurance market. It is caused by high risks in the agricultural production, low interest from insurers to provide this service and by the necessity of state subsidies. The first part of the thesis explains, how is the agricultural insurance constructed, which risks influence the agricultural production and how the state participation functions. The second part is focused on a premium written. This part includes an analysis of its development and of the position of agricultural insurance in the Czech insurance market. The last part offeres a schedule of products of agricultural production provided on the insurance market in the Czech Republic.
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